Даниэль Дефо - Serious Reflections During the Life and Surprising Adventures of Robinson Crusoe: With His Vision of the Angelick World стр 12.

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In short, if no man can be called honest but he who is never overcome to fall into any breach of this rectitude of life, none but he who is sufficiently fortified against all possibility of being tempted by prospects, or driven by distress, to make any trespass upon his integrity woe be unto me that write, and to most that read! where shall we find the honest man?

The Scripture is particularly expressive of this in the words, The righteous man falleth seven times a day, and riseth again. Why, this is very strange; if a man come to commit seven crimes in a day, that is, many, for the meaning is indefinite, can this be an honest man? What says the world of him? Hang him; he is a knave, a rascal, a dishonest fellow. This is the judgment of men; but in the judgment of Scripture this may be a righteous man.

The main design of this head, and the proper application of it, is to tell us we ought not to be too hasty to brand our brother for his sins, his infirmities, or misfortunes, since he that is dishonest in your eyes, by a casual or other crime which he commits, may rise from that disaster by a sincere repentance, and be to-morrow an honester man than thyself in the eyes of his Maker.

But here I am assaulted with another censorious honest man. Here you talk of falling to-day, and rising again to morrow; sinning and repenting; why, here is a fellow has cheated me of £500, and he comes canting to me of his repentance, tells me he hopes God has forgiven him, and it would be hard for me to call to remembrance what God has wiped out; he is heartily sorry for the fault, and the like, and begs my pardon, that is, begs my estate indeed. For what is all this to my money? Let him pay me, and I will forgive him too. God may forgive him the sin, but thats nothing to my debt.

Why, truly, in answer to this in part, you are in the right if the man be able to make you any satisfaction, and does not do it; for I question not, but every trespass of this nature requires restitution as well as repentance; restitution as far as the possible power of the party extends; and if the last be not found, the first is not likely to be sincere.

But if the man either is not able to make you any restitution at all, or does make you restitution to the utmost of his capacity, and then comes and says as before, then the poor man is in the right, and you in the wrong; for I make no question likewise to affirm, and could prove it by unanswerable arguments, he may be an honest man who cannot pay his debts, but he cannot be an honest man who can, and does not.

Innumerable accidents reduce men from plentiful fortunes to mean and low circumstances; some procured by their own vices and intemperance; some by infirmities, ignorance, and mere want of judgment to manage their affairs; some by the frauds and cheats of other men; some by mere casualty and unavoidable accidents, wherein the sovereignty of Providence shows us, that the race is not to the swift, or the battle to the strong, or riches to men of understanding.

First, some by vices and intemperance are reduced to poverty and distress. Our honest man cannot fall in the misfortunes of this class, because there the very poverty is a sin, being produced from a sinful cause. As it is far from being allowed as an excuse to a murderer to say he was in drink, because it is excusing a crime with a crime, so for a man to ruin his fortunes, as the prodigal in the Gospel, with riotous living, all the effects are wicked and dishonest, as they partake of the dishonesty of the cause from whence they proceed; for he cannot be an honest man who wants wherewith to pay his debts after having spent what should have discharged them in luxury and debauches.

Secondly, some by ignorance and want of judgment to manage their affairs are brought to poverty and distress. These may be honest men, notwith standing their weakness, for I wont undertake that none of our honest men shall be fools. Tis true the good man is the wise man as to the main part of wisdom, which is included in his piety; but many a religious man, who would not do any wrong wilfully to his neighbour, is obliged at last to injure both his own family and other peoples for want of discretion to guide him in his affairs, and to judge for himself; and therefore I dare not tax all our fools with being knaves, nor will I say but such a man may be honest. Some will say that such a man should not venture into business which he is not able to manage, and therefore twas the vice of his understanding, and, like the case in the first article, is excusing a fault with a fault.

I cannot allow this, for if I am asked why a fool ventures into trade, I answer, because he is a fool, not because he is a knave.

If fools could their own ignorance discern,
Theyd be no longer fools, because theyd learn.

If you would convince a man that he wants discretion, you must give him discretion to be convinced; till then he cannot know he has it not, because he has it not. No man is answerable either to God or man for that which he never was master of. The most proper expression that ever I met with in this nature, was of a certain idiot or natural which a gentleman of my acquaintance kept in his family, who being on his deathbed, was observed to be very pensive and much concerned about dying. The gentleman sent a minister to him, who, as well as he could to his understanding, discoursed with him about death and judgment to come. The poor creature, who was hardly ever able to give a rational answer to a question before, after hearing him very attentively, broke out into tears with this expression that he hoped God would not require anything of him that He had not given him judgment to understand. Whatever it may be as to the soul, I am positive, in the case of human affairs, no man is answerable to man for any more than his discretion. Events are not in our power; a man may be nicely honest in life, though he may be weak enough in judgment.

Thirdly, some are ruined, and are yet merely passive, being either defrauded and cheated by knaves, or plundered and rifled by thieves, or by immediate casualties, as fire, enemies, storms, floods, and the like; these are things which neither touch the mans honesty nor his discretion. Thus Job was, by Gods permission and the agency of the devil, reduced in a moment from a plentiful estate to be as naked as he came out of his mothers womb. I would fain ask those who say no man can be an honest man if he does not pay his debts, who paid Jobs debts if he owed any, and where was his dishonesty if he did not pay them? I still readily grant that he cannot be an honest man who does not pay his debts if he can; but if otherwise, then the words ought to be altered, and they should say, he cannot be an honest man who borrows any money, or buys anything upon his credit; and this cannot be true.

But since I have led myself into the argument, I cannot but make a small digression concerning people who fail in trade. I conceive the greatest error of such is their terror about breaking, by which they are tempted while their credit is good, though their bottom be naught, to push farther in, expecting, or at least hoping, by the profits of some happy voyage, or some lucky hit, as they call it, to retrieve their circumstances, and stand their ground.

I must confess I cannot vindicate the honesty of this; for he who, knowing his circumstances to be once naught, and his bottom worn out, ought not in justice to enter into any mans debt, for then he trades on their risk, not on his own, and yet trades for his own profits, not theirs. This is not fair, because he deceives the creditor, who ventures his estate on that bottom which he supposes to be good, and the other knows it not. Nay, though he really pays this creditor, he is not honest; for, in conscience, his former creditors had a right to all his effects in proportion to their debts; and if he really pays one all, and the rest but a share, tis a wrong to the whole.

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