General Jerningham, however, came to the conclusion that he indeed beheld the mortal remains of his poor sister, although the only evidence he could obtain was the description given of her appearance by those who had seen her in life. He may have been influenced, likewise, by the fact, that the unfortunate lady had arrived at the hotel only on the previous day, and that no one knew who she was, whence she had come, or whither she was going. After making every possible inquiry, but without obtaining more satisfactory information, the General and his family put on mourning. The shock he had sustained produced bad effects on an already enfeebled constitution, and accelerated the veteran's decease. During his last days, he frequently alluded to 'poor Bessie' in affectionate terms; and we then gathered at least one fact relating to her past history. Her lover, it seems, had been suddenly carried off by malignant fever on the eve of their wedding-day, bequeathing
to Bessie all his property; and Bessie, who had never known serious sorrow before, gave no sign, by sigh or lamentation, that she bemoaned the untimely fate of her betrothed, but withdrew herself from friends and connections, and became the restless, homeless, harmless being at whose peculiarities we had so often laughed, little thinking that tears of secret anguish had probably bedewed the pathway of her early wanderings. This very concealment of her grief, however, may have arisen from the peculiar idiosyncrasy which procured for her among all who knew her the name of the Mysterious Lady. But we will not talk of her in the past tense. We are so sure of her being alive, that we are even now anxious to conclude our visit to the pleasant house where this is indited, feeling a presentiment we cannot overcome, that the first interesting object we shall see on returning home is that mystical card which has so often startled and baffled our curiosity'Miss. Jerningham.'
CASH, CORN, AND COAL MARKETS
Standing, then, by the statue of the Iron Duke, we have the Royal Exchange directly in front, Princes Street and the Poultry immediately behind, Lombard Street and Cornhill on the right, Threadneedle Street and Lothbury on the left hand. What an Aladin glitter seems to dance upon the paper as the names of these remarkable localities are jotted down, containing as they do so large a number of world-famous banking and commercial establishments whose operations and influence are limited only by the boundaries of civilisation! Let us look closely at one or two of the chief potentates, principalities, and powers which are there enthroned.
The Royal Exchange, it is well known, owes its origin to the public spirit of Sir Thomas Gresham, who, close upon three centuries ago, built the first Exchange upon the spot now before us. It was destroyed by fire in 1666; the next more costly erection met the same fate in 1838, and has been replaced by the present very handsome edifice. On the entablature is Her Majesty Queen Elizabeth, who inaugurated Sir Richard Gresham's structurethe centre figure of a number of others emblematic of the all-embracing commerce of this country, and surmounted by the words: 'The earth is the Lord's, and the fulness thereof.' If you ascend the steps of the Royal Exchange, and pass into the body of the building, you will find a considerable number of business-looking, sleek, earnest men there,
eagerly engaged in canvassing the general affairs of the world, and more especially their own particular ventures, hopes, anticipations, investments therein. If you are an artist, or indeed at all impressionable in matters of taste, you will, I fear, be painfully affected by a marble figure near the centre of the hall, which many persons assert to be a statue of the Queen of these realmsa calumny which I, as a loyal subject, feel bound most emphatically to deny. But the chief interest attached to this building is that it is here the celebrated association known as 'Lloyd's' has its officesthat Lloyd's, whose name is familiar as a household word in every country the sea touches, and who underwrite the maritime ventures of every commercial nation of the globe. Very marvellous has been the rapid development of this gigantic institution, from the small beginnings of a few persons meeting in a coffee-house, till now, when it may be said well-nigh to monopolise the maritime-assurance business of the world. Not even America has been able to set up a rival to it at all worthy of the name; and hundreds of the long-voyage vessels of the States, as well as of all European powers, are insured here. There is, to be sure, a continental association that has borrowed its name without leave, and dubbed itself the 'Austrian Lloyd's'a designation which forcibly reminds one of the remark of Coleridge when told that Kotzebue assumed to be the German Shakspeare: 'Quite so,' replied the author of the Ancient Mariner , 'a very German Shakspeare indeed.' The correspondence of the true Lloyd's is of course immenseenormous: their agents are everywhere; and so admirably regulated does the vast machine appear to be that litigation between owners and underwriters is almost unknown. This is doubtless one of the causes of the prodigious success of the institution.